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Refinance
 
Optimax has refinance home loan solutions you could use for debt consolidation or accessing cash from the equity that may have already built up in your home. Refinance loans can be used to help with many personal financial situations such as reducing monthly payments, home improvements, college tuition and more. Call or Email Optimax today to learn more.

Home Equity

Home Equity Line of Credits (also known as HELOCs) are fixed or variable interest rate solutions for getting cash out of available equity in your home. This equity could be used for any purpose such as making home improvements, consolidate debt, vacations, or unexpected expenses. Call today for a free consultation from an Optimax home loan expert today. 

Purchase

Whether you are a first time home buyer or trading up to a larger home, Optimax works to find the best home loan solution for you. With products for new home purchases as well as, second, vacation, and investment homes, we can help. Learn more online or call now and ask about our no down payment options.

 



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.